Gastonia Bankruptcy And Family Law Blog
What debt collectors can’t do
Tough financial circumstances can cause some people to fall behind on certain payments. When this happens, debt collectors often start calling. While their tactics to get payments from debtors are limited under the Fair Debt Collections Practices Act, some may not...
The top 4 myths about bankruptcy
When you have debt that feels insurmountable, bankruptcy might be the best option to regain your financial freedom. Bankruptcy can offer you a path out of debt and stop creditors from contacting you. Filing for bankruptcy is a significant life choice and will affect...
Can bankruptcy discharge child support debt?
The state of North Carolina dictates how much child support a parent owes based on their income level. For those under crushing debt, bankruptcy may seem like the answers to their struggles. Unfortunately, child support is not a debt a person can have discharged under...
Should I file for bankruptcy before or after divorce?
Financial issues are one of the leading causes of divorce and ending a marriage can create considerable stress for both spouses when splitting income between two separate households. That’s why divorce is also a commonly cited reason for bankruptcy in North Carolina....
When unmarried parents split, custody poses extra challenges
Like everywhere else, couples in North Carolina often establish a household, share parenting responsibilities, set up joint accounts, and make retirement plans. And they might not marry.If they separate, reasonably straightforward North Carolina laws guide how the...
Should I let my spouse keep the house?
If you are like a lot of divorcing spouses in North Carolina, you and your partner own a house together. What has been your family home may now be turning into just an asset on paper and the future ownership of that asset needs to be determined. It is understandable...
Understanding secured and unsecured credit
There are many residents in North Carolina who find themselves facing levels of debt that they are unable to keep up with. For many of these consumers, a personal bankruptcy offers an opportunity to be free of unmanageable debt and get a fresh financial start. When...
How should I tell other people about my divorce?
Telling friends and family about your divorce can be challenging, even under the best of circumstances. It's natural that you'll want to keep some personal matters within your closest social circle, but at some point, you will need to make a general announcement to...
3 Tips for Co-Parenting After Divorce
Divorce can be emotionally exhausting for all parties involved. When it’s all said and done, you may think you never have to see or speak to your ex-spouse again. But if you have children, you and your ex will need to figure out how to co-parent effectively.Even...
How Chapter 7 and Chapter 13 differ
Anyone in North Carolina who is contemplating a bankruptcy plan as the answer to their debt needs should first understand the two types of consumer bankruptcy. Each plan, the Chapter 7 bankruptcy and the Chapter 13 bankruptcy, has its own set of pros and cons for a...
