After a divorce, you may worry about you and your children's relationship and how you will co-parent with your ex-spouse. Keeping some simple advice in mind while co-parenting will help you both become a united front. Mixing the right amount of discipline with support...
As someone considering bankruptcy, you have several options available to you. Chapter 13 allows you to create a debt repayment plan instead of liquidating assets. If you can manage a repayment plan, this may be an attractive option for you. But before you go with it,...
When you apply for a credit card or when you apply for a loan, the lenders look at your debt-to-income ratio. This is a major factor in your credit score. If you are currently struggling with debt and considering bankruptcy, your debt-to-income ratio is an important...
North Carolina has established child support guidelines that determine each parent's financial responsibility in a divorce. The court considers income, assets, the average cost of raising a child, the child's special medical and educational needs, and other factors. ...
Your divorce may create unique challenges for your children as they adjust to changes in their family dynamic. Depending on the circumstances of your split, you may need to relocate which could mean new schools, new friends and a new neighborhood for your children....
When facing significant financial instability, bankruptcy might be the best option for you. Filing can help you get a handle on your debt and stop it from spiraling even further out of control. It can also prevent frustrating creditor harassment, which increases...
It is most common to have a joint parenting situation after a divorce. Even once you sign the divorce paperwork, if you have children with your ex-spouse you will be partners with them in this for the rest of your lives. The good news is that there are multiple ways...
When you own a North Carolina home with your spouse and your marriage comes to an end, you must figure out how to split any equity you may have amassed in the property during the marriage. The first step in the process involves getting an idea of your home’s value,...
Perhaps you are filing a petition for Chapter 7 bankruptcy. Of primary concern is whether the courts will take everything or allow you to keep some possessions like your cars or home. Fortunately, Chapter 7 bankruptcy includes laws that allow petitioners to keep some...
North Carolina residents like you deserve kindness and understanding when struggling with debt. After all, we all make mistakes and falling into debt is a scary enough experience without harassment. Unfortunately, some debt collectors can and do still harass...
