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The stress of financial problems can put a strain on you both physically and emotionally. The longer you are under high levels of stress, the more pronounced the problems can be. Many people wrongly perceive filing for bankruptcy as an irredeemable failure. However,...
Filing for bankruptcy does not magically erase all of your debts, but it does offer you a way to find your way out and gain a fresh start. When you look into which form of bankruptcy you wish to file, gather as much documentation as possible to help determine your...
When debt collectors come calling, it is an unpleasant experience for those on the receiving end. However, debt collectors still have to uphold certain behavioral practices due to the Fair Debt Collections Practices Act (FDCPA). Unfortunately, this does not always...
A divorce later in life brings a unique set of challenges to the impacted individuals. In the case of a long marriage, the separating spouses often have a large list of emotional, social and financial entanglements. While every divorce has its unique factors, a gray...
Not every set of co-parents will stay together after the divorce gets finalized. In fact, many life circumstances will draw one co-parent far away from the other, and from their child. But in these situations, it is not impossible to continue co-parenting. In fact,...
Debt collectors hold an undesirable role in the eyes of the public. They must search out individuals who owe money and find ways to get them to repay that money as fast as possible. Of course, they must operate within legal parameters that dictate what they can and...
Going through a divorce in North Carolina involves challenges of an emotional, financial and social nature. This process becomes more difficult if the split has contested elements that increase emotions on both sides. If you engage in social media, it could help to...
When the court confirms a child custody or child support agreement, it is not set in stone, especially in cases involving small children. The needs of children change over time, and the parent's financial circumstances may change as well. When this happens, either...
If you are going through the divorce process, you know first-hand the difficulties that come with negotiating the terms of your final settlement. One of the most challenging topics to tackle is often child custody. While both parents may want to have primary custody...
Once you lose control over your finances, it becomes increasingly difficult to get it back. You may have to pay fees and interest on unpaid debts, making it harder and harder for you to see the light at the end of the tunnel. However, some people in your shoes seek to...
Going through divorce is difficult for everyone, and there is a lot of adjusting that every party will need to go through. This includes adjustments to your communication style, as well, especially if you plan on working with your co-parent to raise your child....
When your debt begins to quickly outpace your income and your debtors start to call and demand payments you cannot make, then filing for bankruptcy may help you begin again. The United States Courts website reports that individuals may file for Chapter 7 bankruptcy;...
If you are going to declare Chapter 7 or Chapter 13 bankruptcy, you will soon attend the “341 meeting” for which your attorney will provide the “521 documents.” What are these documents and what is this meeting about? About the 341 meeting Also called the “meeting of...
Bankruptcy may be your option when it comes to alleviating financial pressure and getting a handle on your life again. Whether through a repayment plan or full loan discharging, it is a tool to assist you. One of the unfortunate realities about bankruptcy is that...
You feel relieved to divorce your hostile spouse, but the two of you must raise your shared child. How do you take care of your son or daughter without losing your sanity? Psychology Today offers tips for parenting with an antagonistic person. Understand how to do...
If you owe child support and you file bankruptcy, you may wonder what will happen with any support you owe now and in the future. The North Carolina Department of Health and Human Services explains filing bankruptcy can have several impacts on your child support case,...
Filing for bankruptcy in North Carolina can give you an opportunity to reset your finances. If utilized carefully, this resource can enable growth and improve your situation. Identifying the root cause of your financial distress can help you make changes to prevent a...
There are lots of important decisions to make during divorce. However, decisions regarding your assets and how to split them are often the most challenging. That is why financial planning is so crucial leading up to your divorce. Here are a few things to keep in mind...
Many worry about the stigma that comes with declaring bankruptcy. Despite this, there are times when it is the appropriate choice. There are several advantages to declaring bankruptcy. Unfortunately, many let fear prevent them from taking this path, even if doing so...
Once you know that Chapter 7 bankruptcy is a good option for your situation, you may be eager to start the process. However, you may have many questions about what the bankruptcy process will look like. One of the first things you have to do is compile paperwork. The...
