Achieving Debt Relief Through Bankruptcy
If you are struggling with overwhelming credit card debt, medical bills, mortgage payments or other financial obligations like tax debt or student loans, bankruptcy can provide a means to discharge that debt and reset your financial life.
Bankruptcy is the best solution in many instances, but not all. At the Planer & Sherlock P.A. in Gastonia, North Carolina, we avoid the one-size-fits-all mindset, opting instead to review each situation closely before recommending the best steps to take.
Attorney Geoffrey Planer has represented individuals and businesses in bankruptcy cases and related matters since 1974. As a past member of the Chapter 7 panel trustees, he is well-versed in how to prepare petitions that proceed smoothly through the bankruptcy process. He shares his experience not only with clients but also among his peers where he is a frequent lecturer at seminars on bankruptcy issues to other attorneys.
Because our firm also works extensively with clients in family law, we are familiar with the interplay of bankruptcy law and divorce, including child support, spousal maintenance, foreclosure and other collections cases that are handled in state courts. We will guide you through these processes and protect your rights.
We Help You Use Bankruptcy For A Financial Fresh Start
Continuously striving to dig out of debt is no way to go through life. Our lawyers take great pride in helping individuals use Chapter 7 or Chapter 13 bankruptcy as a means to create a new financial foundation.
Filing for bankruptcy may help you:
- Clear credit card debt
- Stop harassing phone calls and letters from creditors
- Protect your home from being foreclosed
- Prevent your vehicle from being repossessed
- Work out tax issues with the Internal Revenue Service
- Stop wage garnishments and lawsuits
- Keep and protect your 401k, IRA and other retirement benefits
If you are wrestling with significant debt and uncertain whether bankruptcy is the right option for you, we welcome the opportunity to review your situation and recommend the best steps to take. Call 704-864-0235 or email us to schedule a free consultation.
In addition to a variety of legal services we offer, we also qualify as a federally designated debt relief agency and are able to help people file for bankruptcy relief under the Bankruptcy Code.