Stopping Repossession With Bankruptcy
If you have fallen behind on your vehicle payments, you may be at risk of repossession. You can stop car repossession and other debt collection activities by filing for bankruptcy.
At The Law Office of Geoffrey A. Planer, we have extensive experience guiding clients in Gastonia and throughout surrounding areas with the bankruptcy process. Our lawyers are here to help you keep your car, truck or other vehicle, while helping you put your debt problems behind you for good.
How Does Bankruptcy Stop Repossession?
In North Carolina, a creditor can repossess a vehicle after a single missed payment, provided there are no contractual protections in place.
Filing for bankruptcy triggers the automatic stay, a legal injunction that stops creditors from taking collection actions against you — including vehicle repossession.
If your car has been repossessed, we can help you explore your options for getting it back. If you know you are going to miss payments and worrying about losing your car, truck motorcycle, boat or other vehicle, we can help you explore bankruptcy as a debt relief option.
Talk To An Attorney About Late Car Payment Issues
If you are late on your car payments and considering filing for bankruptcy, our attorneys are here to help you make wise choices going forward. You can contact our Gastonia law offices online or by telephone at 704-885-1062. We offer free consultations to bankruptcy clients and apply a nominal consultation fee in all other matters to any work we provide for you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.