Stop Creditor Harassment With Bankruptcy
If you are struggling with debt, you have likely heard from your creditors — and heard from them often. One of the most stressful parts of being in debt is creditor harassment: the constant phone calls and letters from debt collectors warning you of wage garnishment, car repossession and other debt collection activities.
Bankruptcy makes creditor harassment stop. By filing for Chapter 7 or Chapter 13 bankruptcy, you can stop your creditors from taking legal action against you and from even contacting you at all.
The attorneys at The Law Office of Geoffrey A. Planer in Gastonia are here to get creditors off your back and make bankruptcy law work for you.
What Does Bankruptcy Stop?
As soon as you file your bankruptcy petition, a legal injunction called the automatic stay goes into effect. The automatic stay legally bars your creditors from taking action against you, including:
- Harassing phone calls
- Threatening letters
- Home foreclosure
- Wage garnishment
- Car repossession
- Lawsuits, liens and levies
Bankruptcy is not right for everyone, but if creditors are making your life miserable, it might be the best option to make the harassment stop.
Let Your Bankruptcy Lawyer Handle The Creditors
When you file for bankruptcy, your creditors no longer communicate with you directly — they do so through your attorney. We are here to take this burden off your shoulders. To reach our Gastonia law offices, call us at 704-885-1062 or contact us online. We offer free consultations to bankruptcy clients and apply a nominal consultation fee in all other matters to any work we provide for you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.