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You may have successfully filed for Chapter 13 bankruptcy and have come up with a repayment plan to handle your outstanding debts. But what if a sudden change in your life makes it difficult or even impossible to fulfill your plan? You may fear that a court will...
Spouses who know they want to divorce may not know how to handle their finances for the legal proceedings. What money moves set them up for disaster or success for their post-divorce life? NerdWallet provides financial tips for divorcing spouses. Proper preparation...
Individuals struggling with debt can file for either Chapter 7 or Chapter 13 bankruptcy. Understanding the differences between these pathways can help you make an informed decision about debt. Learn more about the differences between Chapter 7 and Chapter 13...
As parents going through a divorce, you have likely looked through plenty of options for how to handle co-parenting together. Experts everywhere often suggest some form of shared custody, but what happens if you and your co-parent simply cannot get along? The good...
Couples may begin to feel increasing stress when one of them spends more money than a household budget can afford. The issue may not reflect the money itself; it may instead revolve around hiding purchases or lying about their costs. As noted by Business Insider, some...
A common myth about bankruptcy is that your finances take a huge hit. While you may feel the impact of a temporarily modified financial state, bankruptcy can provide a valuable opportunity to start over. Knowing how to rebuild your finances after completing a...
If you have gone through a difficult divorce, it is normal for resentment to last between you and your former spouse. The real issue is when this resentment gets in the way of your ability to parent your child together. While many couples opt for co-parenting,...
Unfortunately, in our society, the term, “bankruptcy” can seem like a dirty word. Historically, society in general has given the action a negative connotation – as if people have failed or that they are not living up to their commitments. However, especially in these...
If you are going through a divorce with kids, it is common to have a joint custody situation after the legal proceedings finish. Often, reinventing your life in the aftermath of a divorce is one of the most challenging parts of the process; reimagining how you parent...
No matter where you are in your marriage, bankruptcy provides a tool for debt resolution that may help ease financial and emotional tensions in the household. But when considering bankruptcy, it is important to note that you may or may not file with your spouse in...
When younger couples get divorced, their primary concerns typically include things such as the custody arrangement and whether either partner will be able to keep the house. However, with a gray divorce, things are not always that straightforward. While custody...
If you are a parent getting divorced, you need to think about various family law issues regarding your kids. Aside from child support, many parents have to work through child custody issues, which sometimes result in bitter disputes. Every family faces unique...
Falling into debt is a scary experience, and digging yourself back out of it can feel like the most satisfying thing in the world. But no matter how you go about relieving your debt, one thing is important: preventing it from happening again. This often means taking a...
A significant reduction in your income could lead to an unplanned budget revision. This could involve paying your credit card bills after you cover your rent or mortgage. Unfortunately, an inability to meet your credit card obligations on time may result in...
Divorce is not easy for children, although most of the negative effects do not last a long time. Children tend to struggle more when there is conflict between their parents. When it comes to sharing the news of your divorce with your children, there are better ways of...
Bankruptcy is a daunting prospect, and many people believe that they will lose everything. Fortunately, there are a few legitimate ways that you can keep your assets safe. Although individual North Carolina counties may vary, most allow some form of asset protection....
An automatic stay, which generally follows a bankruptcy filing, could prevent creditors and collection agents from contacting you about your debts. Without the continuing phone calls and demand letters, you may find relief from harassment as you move forward. If you...
Getting divorced in North Carolina has challenges of its own. Add in the fact that you are now a single parent and you may feel completely overwhelmed and inadequate. Transitioning into your new role will undoubtedly take time and require patience and flexibility....
Even though divorce has a reputation of being a long process with often complicated nuance, spouses might hope that things could at least stay civil. That is not always the case. When it comes to ensuring a person's immediate safety if he or she feels in danger in...
Debt collectors must abide by the Fair Debt Collection Practices Act (FDCPA) and leave people like you alone when you are suffering under debt. Despite that, they may sometimes still engage in harassing or misrepresentative behaviors. Many guides discuss how to spot...
