Call The Law Office of Geoffrey A. Planer 704-885-1062
Have you lost your job or had your hours cut because of the coronavirus and are now wondering how you’ll pay rent or buy groceries? You may be feeling increased stress and anxiety while you self-quarantine and might not know what steps to take next. If so, filing for...
Dissolving a North Carolina marriage and filing bankruptcy is not easy. These complicated legal matters can pose additional challenges to each spouse. There are many reasons to file for bankruptcy before filing for divorce. Streamline divorce process Experian...
Child support payments due to custodial parents in 2013 totaled nearly $33 billion. With nearly 70% of those payments reaching their intended recipients, this large sum of money accounts for a significant portion of childcare costs in America. Close to 50% of American...
If you are like most parents in North Carolina, you might think that alternating weeks between parents' homes is the best way to carry out an even split of parental time. Of course, it is the easiest solution. However, there is growing evidence that it may not be the...
When you’re in over your head in debt and can’t keep up with your payments, declaring bankruptcy is a common last resort that can provide much-needed relief. Bankruptcy allows you the opportunity for a fresh start financially, either by paying off a smaller portion of...
Divorce is rarely an easy process. Not only can it be challenging to fairly divide assets, but strong emotions can impair decision-making and communication. A court case only complicates matters, as litigation is usually a lengthy and stressful event. Divorcing...
The emotional needs of your children will be an ongoing concern as you end your marriage. Although the family courts in North Carolina will need time to complete your divorce, you can promote your children's well-being throughout the process. Reassure them about your...
While divorce does not directly impact your credit score, ending a marriage can have a significant impact on your financial well-being. Some find it’s easier to divorce a spouse than a creditor. That’s because you have a contract with credit card companies and are...
Tough financial circumstances can cause some people to fall behind on certain payments. When this happens, debt collectors often start calling. While their tactics to get payments from debtors are limited under the Fair Debt Collections Practices Act, some may not...
When you have debt that feels insurmountable, bankruptcy might be the best option to regain your financial freedom. Bankruptcy can offer you a path out of debt and stop creditors from contacting you. Filing for bankruptcy is a significant life choice and will affect...
The state of North Carolina dictates how much child support a parent owes based on their income level. For those under crushing debt, bankruptcy may seem like the answers to their struggles. Unfortunately, child support is not a debt a person can have discharged under...
Financial issues are one of the leading causes of divorce and ending a marriage can create considerable stress for both spouses when splitting income between two separate households. That’s why divorce is also a commonly cited reason for bankruptcy in North Carolina....
Like everywhere else, couples in North Carolina often establish a household, share parenting responsibilities, set up joint accounts, and make retirement plans. And they might not marry. If they separate, reasonably straightforward North Carolina laws guide how the...
If you are like a lot of divorcing spouses in North Carolina, you and your partner own a house together. What has been your family home may now be turning into just an asset on paper and the future ownership of that asset needs to be determined. It is understandable...
There are many residents in North Carolina who find themselves facing levels of debt that they are unable to keep up with. For many of these consumers, a personal bankruptcy offers an opportunity to be free of unmanageable debt and get a fresh financial start. When...
Telling friends and family about your divorce can be challenging, even under the best of circumstances. It's natural that you'll want to keep some personal matters within your closest social circle, but at some point, you will need to make a general announcement to...
Divorce can be emotionally exhausting for all parties involved. When it’s all said and done, you may think you never have to see or speak to your ex-spouse again. But if you have children, you and your ex will need to figure out how to co-parent effectively.Even...
Anyone in North Carolina who is contemplating a bankruptcy plan as the answer to their debt needs should first understand the two types of consumer bankruptcy. Each plan, the Chapter 7 bankruptcy and the Chapter 13 bankruptcy, has its own set of pros and cons for a...
If you are currently struggling under the weight of enormous debt, you are certainly not alone. In cases where debt becomes overwhelming and cannot be repaid, bankruptcy is a reasonable option to consider. Unfortunately, many people don’t realize that some debts...
Some of the biggest concerns divorcing parents tend to have include who will end up with custody of their child and how that decision will be made. Fortunately, parents are encouraged to work together to find an agreeable custody option, and when parents collaborate,...
