Call The Law Office of Geoffrey A. Planer 704-885-1062
Getting through bankruptcy is difficult enough, but moving forward can also present its own challenges. Whether you have filed a Chapter 13 or Chapter 7 bankruptcy, it will stay on your credit record for a number of years. It is intelligent to start the path to...
If you worry your children may not adjust well to your divorce, you may want to consider a new approach to co-parenting. With nesting, you and your children’s co-parent rotate into and out of the family home at the beginnings and ends of your scheduled parenting...
Bankruptcy means the opportunity for a fresh start for people in North Carolina who feel the pressure of drowning debts. One of the primary concerns people face as they prepare to file for bankruptcy is the uncertainty of what will happen to their remaining assets....
After a divorce, you may worry about you and your children's relationship and how you will co-parent with your ex-spouse. Keeping some simple advice in mind while co-parenting will help you both become a united front. Mixing the right amount of discipline with support...
As someone considering bankruptcy, you have several options available to you. Chapter 13 allows you to create a debt repayment plan instead of liquidating assets. If you can manage a repayment plan, this may be an attractive option for you. But before you go with it,...
When you apply for a credit card or when you apply for a loan, the lenders look at your debt-to-income ratio. This is a major factor in your credit score. If you are currently struggling with debt and considering bankruptcy, your debt-to-income ratio is an important...
North Carolina has established child support guidelines that determine each parent's financial responsibility in a divorce. The court considers income, assets, the average cost of raising a child, the child's special medical and educational needs, and other factors. ...
Your divorce may create unique challenges for your children as they adjust to changes in their family dynamic. Depending on the circumstances of your split, you may need to relocate which could mean new schools, new friends and a new neighborhood for your children....
When facing significant financial instability, bankruptcy might be the best option for you. Filing can help you get a handle on your debt and stop it from spiraling even further out of control. It can also prevent frustrating creditor harassment, which increases...
It is most common to have a joint parenting situation after a divorce. Even once you sign the divorce paperwork, if you have children with your ex-spouse you will be partners with them in this for the rest of your lives. The good news is that there are multiple ways...
When you own a North Carolina home with your spouse and your marriage comes to an end, you must figure out how to split any equity you may have amassed in the property during the marriage. The first step in the process involves getting an idea of your home’s value,...
Perhaps you are filing a petition for Chapter 7 bankruptcy. Of primary concern is whether the courts will take everything or allow you to keep some possessions like your cars or home. Fortunately, Chapter 7 bankruptcy includes laws that allow petitioners to keep some...
North Carolina residents like you deserve kindness and understanding when struggling with debt. After all, we all make mistakes and falling into debt is a scary enough experience without harassment. Unfortunately, some debt collectors can and do still harass...
Divorce can bring with it a certain amount of financial uncertainty (especially if you were not the primary income earner in your marital home in North Carolina). There are measures in place to help you cope with that (e.g., spousal support and maintenance), yet such...
If you recently lost your job or you have not worked for many months, you are likely facing many different emotional and financial hurdles. Unfortunately, many people who are out of work take on high levels of debt, which become even more unmanageable due to late...
Chapter 11 is sometimes referred to as "reorganization bankruptcy." If you own a corporation or sole proprietorship in North Carolina, this may be an option you are looking at to resolve your debts. The United States Courts state that while there are some exceptions...
The divorce process can be complicated. Especially when it comes to separating property you have amassed during the marriage. In addition to becoming attached to certain items, it may be overwhelming when it comes time to divide property and assets in half. Whether...
Whether you were unfaithful to your spouse or they had an affair, there are a number of issues to consider with respect to infidelity and divorce. Affairs often cause marriages to crumble and they can lead to especially contentious disputes in court. Sometimes,...
The high cost of health insurance coverage and medical care in the U.S. continues to cause financial difficulties for Americans across age groups. According to a recent study published by the Journal of General Internal Medicine, in 2019 alone around 137.1 million...
North Carolina residents like you already have enough on your plate when dealing with debts. The financial burden creates mental, physical and emotional stress for you that lasts until you get back out of the hole. You do not need debt collectors harassing you on top...
